Every online payment carries payment fees from the payment provider (a percentage plus a fixed amount). Shopify additionally charges its own transaction fee when payments do not run through Shopify Payments. The rate depends on your plan and falls with the higher plans. Current rates are listed on the official Shopify pricing page at shopify.com/pricing.
This double burden makes external payment providers unattractive for many merchants: use Adyen or Mollie, for example, and you pay their fees plus Shopify's transaction fee. With Shopify Payments, the Shopify fee disappears entirely; PayPal is generally exempt when offered as an additional payment method.
For the calculation, compare total cost per order, not individual percentages. At high volume, individually negotiated PSP rates can outweigh the Shopify fee, but for most merchants, Shopify Payments remains the most economical option.
ServicesFrequently asked questions about Transaction Fees
How high are Shopify's transaction fees?
Does PayPal trigger Shopify transaction fees?
Related terms
Shopify Payments
Shopify Payments is Shopify's built-in payment service. It processes credit cards, Apple Pay, Klarna and other payment methods directly in the store, without an external payment provider.
View termPayment Service Provider (PSP)
A payment service provider (PSP) handles the technical processing of online payments: it connects your store with payment methods such as credit cards, PayPal, Klarna or Apple Pay.
View termShopify Plus
Shopify Plus is Shopify's enterprise plan for larger merchants, with extended capabilities such as B2B, checkout customization, more automation and higher API limits.
View term
More projects
Questions about your Shopify setup?
A 30-minute intro call. We listen, ask the right questions and give you a clear assessment of migration, architecture, tracking and your next step.
Free and non-binding · 30 min.






























